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Forum: Finansiering 19th September 2013, 03:46 PM
Svar: 2
Visninger: 1,420
Sendt af carbonem
Danske Bank vs Realkredit Danmark

Hi,

I have a quick question about fees when getting a mortgage.

I need to borrow around 200k and I asked Danske Bank for an offer (mortgage on the house).

In the offer, they have some fees. One...
Forum: Finansiering 11th October 2011, 12:04 PM
Svar: 5
Visninger: 1,341
Sendt af carbonem
That's definitely **not** an option right now....

That's definitely **not** an option right now.

I cannot afford to repay my mortgage over 20 years. Repayments would be too high...
Forum: Finansiering 10th October 2011, 10:19 AM
Svar: 5
Visninger: 1,341
Sendt af carbonem
Yes, that's what I meant, sorry for not being...

Yes, that's what I meant, sorry for not being precise ;-)



Can I do that without paying anything?



What I know is very simple.
1) Current debt (how much I how to the bank) is lower than the one...
Forum: Finansiering 7th October 2011, 09:09 AM
Svar: 5
Visninger: 1,341
Sendt af carbonem
Switching to 4%

Hi,

I have an interest-only mortgage from Nordea of 2.8m DKK from February 2011 bought with a "kurs" of circa 98.5.

Now I would like to switch to repayments. Is it wise to switch to 4% with...
Forum: Generelt 21st April 2011, 04:38 AM
Svar: 0
Visninger: 1,433
Sendt af carbonem
Skøde ikke underskrift

Hi,

Is it normal that we have taken over our new house on March 1, 2011 and the seller has not signed the "skøde" yet?

The seller is a company hence they are very slow at processing things....
Forum: Finansiering 6th March 2011, 07:29 PM
Svar: 9
Visninger: 2,121
Sendt af carbonem
Can you please clarify the meaning of the...

Can you please clarify the meaning of the following paragraph?



As far as I understand, it says that they abolished completely the tax refund, right?

Thanks!
Forum: Finansiering 4th March 2011, 08:04 AM
Svar: 9
Visninger: 2,121
Sendt af carbonem
Thanks about this, I think I should stay with the...

Thanks about this, I think I should stay with the 25%.

In the 25% tax scheme, it would be (I don't get the benefit on the interests, obviously):

AM-skat = 28.800 (obviously the same)
Indkomstskat...
Forum: Finansiering 4th March 2011, 07:19 AM
Svar: 9
Visninger: 2,121
Sendt af carbonem
I doubt this holds for researchers. I know...

I doubt this holds for researchers. I know several people on the 25% tax scheme who have bought a house. Also, it is not true that I have to leave the country or return the extra money. I've talked...
Forum: Finansiering 2nd March 2011, 06:35 AM
Svar: 9
Visninger: 2,121
Sendt af carbonem
hi aalborg, thanks for your reply. I think I...

hi aalborg,

thanks for your reply. I think I won't have to pay back anything if I stay as I'm under the "forsker" 25% scheme (hence I don't earn a lot ;-)

Is it under "Renteudgifter af gæld til...
Forum: Finansiering 1st March 2011, 08:41 PM
Svar: 9
Visninger: 2,121
Sendt af carbonem
Mortgage, 25% vs normal tax

Hi.

We have just bought a house and got to know that I cannot benefit from the discount on interests as I'm on the 25% income tax scheme (as a researcher).

Do you know how I can find out if it is...
Forum: Finansiering 9th February 2011, 06:41 PM
Svar: 6
Visninger: 2,636
Sendt af carbonem
Ok, does that mean that people who go for bonds...

Ok, does that mean that people who go for bonds have to look at it as a way of speculating rather than a safe interest rate for the future?

Anyway, having 1.35M on F1 and 1.35 on bond would...
Forum: Finansiering 9th February 2011, 09:06 AM
Svar: 6
Visninger: 2,636
Sendt af carbonem
Thanks for your replies and advice. @Thsv: I'm...

Thanks for your replies and advice.

@Thsv: I'm not sure I understand the reason why I shouldn't go for a mixed loan. I understand that F1 is definitely better than having the fixed one, right now....
Forum: Finansiering 8th February 2011, 07:03 PM
Svar: 6
Visninger: 2,636
Sendt af carbonem
Help with choosing a loan

Dear BD,

sorry for writing in English, but it's faster and more efficient for me. Replies in Danish are also fine though: a combination of my current danish and google translate will help :-)


My...
Forum: Finansiering 27th August 2010, 08:04 AM
Svar: 7
Visninger: 1,215
Sendt af carbonem
..............

..............
Forum: Generelt 23rd August 2010, 08:25 PM
Svar: 8
Visninger: 1,768
Sendt af carbonem
What do you mean? Is that house too expensive for...

What do you mean? Is that house too expensive for a "house income" of 1 million or Brønshøj is too expensive once you move in?

Can you recommend other nice areas that are not too far from...
Forum: Generelt 23rd August 2010, 12:54 PM
Svar: 8
Visninger: 1,768
Sendt af carbonem
Hjælp

Hi!

Sorry if I write in English, but my Danish is not good enough yet :-)

We are looking for a house in the Brønshøj area and found the following house:

RobinHus - Villa i Brønshøj sælges :...
Forum: Hjælp / Tips 23rd August 2010, 07:34 AM
Svar: 1
Visninger: 7,570
Sendt af carbonem
Hjælp (areas)

Hi!

Sorry if I write in English, but my Danish is not good enough yet :-)

We are looking for a house in the Brønshøj area and found the following house:

Åvendingen 7A - Villa på 134 kvm - 2700...
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